It is very important to find IFSC code BARB0SMELUD of correct branch before initiating a NEFT or RTGS or IMPS transfer. Though all banks will have a mechanism to verify the IFSC Code, Bank Branch, Account Type and Name and any mismatch will result in failed transaction!
The best and simplest place to verify BARB0SMELUD IFSC code branch is the cheque book. Most banks now print IFSC Codes on the cheque books. Also, your account pass book should have the IFSC Code printed.
BARB0SMELUD is the IFSC Code for Sme Branch Ludhiana branch of Bank Of Baroda. This can be used for online funds transfer via NEFT, RTGS amd IMPS to Bank Of Baroda account. The address of Sme Branch Ludhiana branch is Co k18 second floor surya commercial centre opposite pau gate no 1 ferozpur road district ludhiana punjab 141001, which is located in Ludhiana District of Punjab State.
In Baroda Bank IFSC Code, the first 4 characters (BARB) represent the bank name, 5th character is 0 (ZERO), which is reserved for future use. The last 6 characters (SMELUD) represent the BOB branch code.