It is very important to find IFSC code RATN0000631 of correct branch before initiating a NEFT or RTGS or IMPS transfer. Though all banks will have a mechanism to verify the IFSC Code, Bank Branch, Account Type and Name and any mismatch will result in failed transaction!
The best and simplest place to verify RATN0000631 IFSC code branch is the cheque book. Most banks now print IFSC Codes on the cheque books. Also, your account pass book should have the IFSC Code printed.
RATN0000631 is the IFSC Code for Civil Township Rourkela branch of Ratnakar Bank. This can be used for online funds transfer via NEFT, RTGS amd IMPS to Ratnakar Bank account. The address of Civil Township Rourkela branch is House no 174 and 828, hotel mantra palace building, ground floor, panposh road, beside psr cinema, civil township, rourkela, odisha 7690122, which is located in Rourkela District of Orissa State.
In Ratnakar Bank IFSC Code, the first 4 characters (RATN) represent the bank name, 5th character is 0 (ZERO), which is reserved for future use. The last 6 characters (000631) represent the Ratnakar Bank branch code.