It is very important to find IFSC code IOBA0004194 of correct branch before initiating a NEFT or RTGS or IMPS transfer. Though all banks will have a mechanism to verify the IFSC Code, Bank Branch, Account Type and Name and any mismatch will result in failed transaction!
The best and simplest place to verify IOBA0004194 IFSC code branch is the cheque book. Most banks now print IFSC Codes on the cheque books. Also, your account pass book should have the IFSC Code printed.
IOBA0004194 is the IFSC Code for University Road branch of Indian Overseas Bank. This can be used for online funds transfer via NEFT, RTGS amd IMPS to Indian Overseas Bank account. The address of University Road branch is Ground floor, swami complex, plot no.15/a, opp. Sleepwell gallery, jyoti nagar main road, university road - kalawad road, rajkot, which is located in Rajkot District of Gujarat State.
In IOB Bank IFSC Code, the first 4 characters (IOBA) represent the bank name, 5th character is 0 (ZERO), which is reserved for future use. The last 6 characters (004194) represent the Overseas Bank branch code.