UTBI0RAT998 Old IFSC Code - New IFSC Code PUNB0050120

Old United Bank Of India IFSC code 'UTBI0RAT998' for Ratua branch has been updated to Punjab National Bank IFSC code 'PUNB0050120'. Please confirm with your Bank before initiating a transaction.

Old IFSC Code

Comparison of Old IFSC UTBI0RAT998 and New IFSC PUNB0050120 Details

The table below compares the details of the old IFSC code UTBI0RAT998 and the new IFSC code PUNB0050120. Please verify the bank name, branch name, city, state, and other details before making any transactions.

OLD IFSC Code	UTBI0RAT998 Find its more details like Business Hour, Contact details, Address, Services, etc. Link @
Old Bank Name	United Bank Of India
Branch Name	Ratua
Address	Ratua, dist-malda, west bengal, pin - 732205
State	West Bengal

NEW IFSC Code	PUNB0050120 Find its more details like Business Hour, Contact details, Address, Services, etc. Link @
New Bank Name	Punjab National Bank
Branch Name	Ratua
Address	Ratua, malda
State	West Bengal

*Verified against latest RBI IFSC Code release dated 30-Apr-26. Please visit Updates page for more details. The IFSC Code information presented above is for reference only. Please verify IFSC Code details before initiating any transaction!

Important Dates for UTBI0RAT998 IFSC Code Change

The table below lists the important dates related to the change of IFSC code from UTBI0RAT998 to PUNB0050120 because United Bank Of India was merged into/ acquired by Punjab National Bank.

Declared On	30-Aug-2019
Completed On	31-Mar-2020

IFSC Changed On	01-Apr-2021
Last Verified On	30-Apr-26

Frequently Asked Questions about UTBI0RAT998 IFSC Code Change

Why was the IFSC code UTBI0RAT998 changed to PUNB0050120?

The IFSC code UTBI0RAT998 was changed to PUNB0050120 due to the merger of United Bank Of India into Punjab National Bank. The change was part of the integration process to unify the banking operations under the acquiring bank, resulting in updated IFSC codes for the merged branches.

How can I verify that PUNB0050120 is the correct replacement for UTBI0RAT998?

Check the branch name, bank name, city, state, and updated IFSC code shown on this page before making a transfer. For this pair, verify Ratua, Malda, West Bengal, and IFSC code PUNB0050120 with your bank before making any transaction.

Is the old IFSC code UTBI0RAT998 still valid for transactions?

The old IFSC code UTBI0RAT998 should be treated as a legacy IFSC code for transaction purposes. Use the new IFSC code PUNB0050120 after verifying the branch details shown on this page and confirming with the bank before making a transaction.

What steps should I take after finding the new IFSC code PUNB0050120?

After confirming that PUNB0050120 is the correct replacement for UTBI0RAT998, update any saved beneficiary or payment records that still use the old IFSC code. This may include banking payees, accounting records, invoices, or cheque-related references. Verify the branch details before making a transaction.

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