UTBI0PHKQ10 Old IFSC Code - New IFSC Code PUNB0189620

Old United Bank Of India IFSC code 'UTBI0PHKQ10' for Phulnakhara branch has been updated to Punjab National Bank IFSC code 'PUNB0189620'. Please confirm with your Bank before initiating a transaction.

Old IFSC Code

Comparison of Old IFSC UTBI0PHKQ10 and New IFSC PUNB0189620 Details

The table below compares the details of the old IFSC code UTBI0PHKQ10 and the new IFSC code PUNB0189620. Please verify the bank name, branch name, city, state, and other details before making any transactions.

OLD IFSC Code
  • Find its more details like Business Hour, Contact details, Address, Services, etc. Link @
Old Bank Name United Bank Of India
Branch Name Phulnakhara
Address Plot no. 751, at/po. Phulnakhara, dist. Cuttack, pin-754001, orissa
District Cuttack
State Orissa
NEW IFSC Code
  • Find its more details like Business Hour, Contact details, Address, Services, etc. Link @
New Bank Name Punjab National Bank
Branch Name Phulnakhara Cuttack
Address Phulnakhara (cuttack) ,
District Cuttack
State Orissa

*Verified against latest RBI IFSC Code release dated 15-Apr-26. Please visit Updates page for more details. The IFSC Code information presented above is for reference only. Please verify IFSC Code details before initiating any transaction!

Important Dates for UTBI0PHKQ10 IFSC Code Change

The table below lists the important dates related to the change of IFSC code from UTBI0PHKQ10 to PUNB0189620 because United Bank Of India was merged into/ acquired by Punjab National Bank.

Declared On 30-Aug-2019
Completed On 31-Mar-2020
IFSC Changed On 01-Apr-2021
Last Verified On 15-Apr-26

Frequently Asked Questions about UTBI0PHKQ10 IFSC Code Change

Why was the IFSC code UTBI0PHKQ10 changed to PUNB0189620?

The IFSC code UTBI0PHKQ10 was changed to PUNB0189620 due to the merger of United Bank Of India into Punjab National Bank. The change was part of the integration process to unify the banking operations under the acquiring bank, resulting in updated IFSC codes for the merged branches.

How can I verify that PUNB0189620 is the correct replacement for UTBI0PHKQ10?

Check the branch name, bank name, city, state, and updated IFSC code shown on this page before making a transfer. For this pair, verify Phulnakhara Cuttack, Cuttack, Orissa, and IFSC code PUNB0189620 with your bank before making any transaction.

Is the old IFSC code UTBI0PHKQ10 still valid for transactions?

The old IFSC code UTBI0PHKQ10 should be treated as a legacy IFSC code for transaction purposes. Use the new IFSC code PUNB0189620 after verifying the branch details shown on this page and confirming with the bank before making a transaction.

What steps should I take after finding the new IFSC code PUNB0189620?

After confirming that PUNB0189620 is the correct replacement for UTBI0PHKQ10, update any saved beneficiary or payment records that still use the old IFSC code. This may include banking payees, accounting records, invoices, or cheque-related references. Verify the branch details before making a transaction.
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