UTBI0JOW322 Old IFSC Code - New IFSC Code PUNB0004320

Old United Bank Of India IFSC code 'UTBI0JOW322' for Jowai branch has been updated to Punjab National Bank IFSC code 'PUNB0004320'. Please confirm with your Bank before initiating a transaction.

Old IFSC Code

Comparison of Old IFSC UTBI0JOW322 and New IFSC PUNB0004320 Details

The table below compares the details of the old IFSC code UTBI0JOW322 and the new IFSC code PUNB0004320. Please verify the bank name, branch name, city, state, and other details before making any transactions.

OLD IFSC Code	UTBI0JOW322 Find its more details like Business Hour, Contact details, Address, Services, etc. Link @
Old Bank Name	United Bank Of India
Branch Name	Jowai
Address	Tawmusinng road, jowai, dist-jaintia hills, meghalaya, pin - 793150
State	Meghalaya

NEW IFSC Code	PUNB0004320 Find its more details like Business Hour, Contact details, Address, Services, etc. Link @
New Bank Name	Punjab National Bank
Branch Name	Jowai
Address	Jowtawmusinng road, jowai, meghalaya
State	Meghalaya

*Verified against latest RBI IFSC Code release dated 30-Apr-26. Please visit Updates page for more details. The IFSC Code information presented above is for reference only. Please verify IFSC Code details before initiating any transaction!

Important Dates for UTBI0JOW322 IFSC Code Change

The table below lists the important dates related to the change of IFSC code from UTBI0JOW322 to PUNB0004320 because United Bank Of India was merged into/ acquired by Punjab National Bank.

Declared On	30-Aug-2019
Completed On	31-Mar-2020

IFSC Changed On	01-Apr-2021
Last Verified On	30-Apr-26

Frequently Asked Questions about UTBI0JOW322 IFSC Code Change

Why was the IFSC code UTBI0JOW322 changed to PUNB0004320?

The IFSC code UTBI0JOW322 was changed to PUNB0004320 due to the merger of United Bank Of India into Punjab National Bank. The change was part of the integration process to unify the banking operations under the acquiring bank, resulting in updated IFSC codes for the merged branches.

How can I verify that PUNB0004320 is the correct replacement for UTBI0JOW322?

Check the branch name, bank name, city, state, and updated IFSC code shown on this page before making a transfer. For this pair, verify Jowai, Jaintia Hill, Meghalaya, and IFSC code PUNB0004320 with your bank before making any transaction.

Is the old IFSC code UTBI0JOW322 still valid for transactions?

The old IFSC code UTBI0JOW322 should be treated as a legacy IFSC code for transaction purposes. Use the new IFSC code PUNB0004320 after verifying the branch details shown on this page and confirming with the bank before making a transaction.

What steps should I take after finding the new IFSC code PUNB0004320?

After confirming that PUNB0004320 is the correct replacement for UTBI0JOW322, update any saved beneficiary or payment records that still use the old IFSC code. This may include banking payees, accounting records, invoices, or cheque-related references. Verify the branch details before making a transaction.

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