You can find kolkata State Bank Of India NEFT, RTGS and IMPS codes in the table alongside. Sbi NEFT or RTGS or IMPS code is nothing but IFSC code and used in net banking. Now-a-days everybody needs quick banking solutions as it saves a lot of time. For carrying out these transactions all we need is account details and IFSC code. There are basically three types of transfers NEFT, RTGS and IMPS. The difference between them is that NEFT transfers are carried out in batches and RTGS transactions are carried out individually. IMPS is a mobile platform where funds can be transferred 24x7. These fund transfer systems can be used for various purposes like bill payments, insurance premium payments, Loan EMI payments, online purchases, paperless fund transfers, etc.